State Bank And Trust   



Our saving accounts are compounded quarterly with a statement each quarter. This is a very easy way to start a savings program that could grow into enough funds to invest them in a higher yield Certificate of Deposit. Here are some of the features of our saving accounts:

  • Variable Rates.

  • Compounds quarterly.

  • Statements quarterly.

  • Interest not paid on account with balance of $10.00 or less.

  • $5.00 Charge if more than three {3} withdrawals per month.



Certificates of Deposits

We have several different types of Certificates of Deposit {CD} to suit your needs. All CD's have a minimum beginning balance of $500.00 with variable rates and are subject to change at any time.

CD's 7 days to 1 year

  • One month interest forfeit for early withdrawal.

  • Interest at maturity, monthly checks, or transferred to a savings or checking account.


CD's Over 1 year to 5 years

  • Three month interest forfeit for early withdrawal.

  • Interest at maturity or by compounding, check, or transfer to a checking or savings account.

You may contact any of our customer service people for more information by calling 205-487-4265. You may also use the Talk To Us page to request information on our CD's and Savings Plans resting assured that we will respond to your request as quickly as possible.


 Home   Main Office     Midtown   Guin     Brilliant    Checking  CD's and Savings   Business Banking     Loans    24 Hour Banking

 Contact Us   About Us     Board    "Listen With Your Heart"    Miscellaneous Services      Talk To Us     Privacy Policy

Copyright 2001-2013 State Bank and Trust. Member FDIC  All Rights Reserved. Equal Housing Lender. See Privacy Policy

Site Last Updated On  Sunday April 07, 2013
For Site Problems Email

Hit Counter

Best Viewed While Using IE 6.0 or Higher