Savings

Our saving accounts are compounded quarterly with a statement each quarter. This is a very easy way to start a savings program that could grow into enough funds to invest them in a higher yield Certificate of Deposit. Here are some of the features of our saving accounts:

• Variable Rates.

• Compounds quarterly.

• Statements quarterly.

• Interest not paid on account with balance of $10.00 or less.

• $5.00 Charge if more than three {3} withdrawals per month.

Certificates of Deposits

We have several different types of Certificates of Deposit {CD} to suit your needs. All CD's have a minimum beginning balance of $500.00 with variable rates and are subject to change at any time.

CD's 7 days to 1 year

• One month interest forfeit for early withdrawal.

• Interest at maturity, monthly checks, or transferred to a savings or checking account.

CD's Over 1 year to 5 years

• Three month interest forfeit for early withdrawal.

• Interest at maturity or by compounding, check, or transfer to a checking or savings account.

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You may contact any of our customer service people for more information by calling 205-487-4265. You may also use the Talk To Us page to request information on our CD's and Savings Plans resting assured that we will respond to your request as quickly as possible.