Checking

Accounts to Fit Your Lifestyle.

SB&T offers 5 different checking accounts to fit your lifestyle and budget. You can read about the features and benefits of each account below. For starters, all our checking accounts come with MasterCard® Check Card. All accounts come with free online banking and bill pay.

Regular Checking

For our customers who want an everyday checking account with no monthly fee and unlimited check writing.

Features
  • No monthly service charge when minimum balance of $500 is met *
  • Unlimited check writing
  • Free online banking
  • Free online bill pay

* $499.00 to $400.00 = $1.00; $399.99 to $300.00 = $2.00; $299.99 to $200.00 = $3.00; $199.99 to $100.00 = $4.00; $99.999 or below = $5.00.

Pacesetter Club Account

For our customers who want everyday checking along with great benefits like Accidental Death insurance.

Features
  • $10,000 in accidental death insurance ($5.00 per month club fee). On joint account, insurance is divided equally between account owners
  • $30,000 Accidental Death Insurance PLUS $1,500 on each dependent child ($7.00 per month club fee). On joint account, insurance is divided equally between account owners
  • Free personalized checks
  • No service charge for cashier's check or money order
  • 10% annual discount on safe deposit rent

Golden Checking

For our customers age 55 or better featuring unlimited check writing and free personalized checks.

Features
  • No monthly service charge
  • Free personalized checks
  • No service charge for money order
  • 10% annual discount on safe deposit rent
  • Free notary service
  • Unlimited check writing
  • Direct deposit

Student Checking

For our customers age 14 through college.

Features
  • No monthly service charge
  • Free personalized checks
  • Unlimited check writing

Interest Bearing Consumer Checking Account

For our customers who want a basic interest bearing account with competitive rates and no transaction requirements.

Features
  • No monthly service charge when minimum daily balance of $1,000 is met *
  • Variable rates
  • Unlimited transactions
  • Available to all customers

* If account balance falls below $1,000 there is a $10.00 service charge.

Fees

Money Orders $2.50
Official Checks $2.50
Cashier's Checks $5.00
Wire Transfers $15.00