Mortgages

Whether you're buying, refinancing, remodeling, or taking advantage of your home's equity, a home loan is possibly one of the biggest financial commitments you'll ever make. You can trust SB&T and our skilled loan team to help you make the right choice for your home, your family, and your budget.

Mortgage Loans

Mortgages come in all shapes and sizes. Working closely with you, we can find the exact loan to meet your needs.

This loan is for you if you're purchasing a home, second home, or refinancing your current mortgage.

Features
  • Competitive rates
  • Flexible terms
  • Simplified application process
  • Pre-qualification and pre-approval options available
  • Affordable fees and closing costs
  • Hands-on, personalized assistance
  • Quick approval and closing

Home Equity Lines of Credit

Utilize the equity in your home to gain maximum financial flexibility with a home equity line of credit.

This loan is for you if you want ongoing, as-needed access to cash.

Features
  • Fast, easy access to funds when you need them
  • Ability to borrow as much as you want up to your credit limit
  • Competitive rates and flexible terms
  • Potentially tax deductible interest
  • As you pay down your balance, credit becomes available again
  • Low fees and closing costs
  • Simplified application process
  • Hands-on, personalized assistance
  • Quick approval and closing
  • No restrictions on how funds are used

Home Equity Loans

Borrowing against the equity in your home can be an affordable way to get a lump sum of cash for home improvements, college tuition, or any other need.

This loan is for you if you need a one-time, lump sum with fixed monthly payments.

Features
  • Competitive rates and flexible terms
  • Fixed monthly payment
  • Potentially tax-deductible interest
  • No restrictions on how funds are used
  • Simplified application process
  • Fast approval and closing
  • Personalized assistance
  • Low fees and closing costs