Home Equity Line of Credit

You’ve worked hard to build up equity in your home, and now it’s time to put that equity to work for you with a home equity line of credit. Ideal for home improvements, college tuition, or just to have access to cash when you need it. At SB&T we offer competitive rates, flexible terms, and outstanding service.

Home Equity Lines of Credit

Get the ultimate in financial flexibility with rates and terms to fit your budget.

Features
  • Fast, easy access to funds when you need them
  • Ability to borrow as much as you want up to your credit limit
  • Competitive rates and flexible terms
  • Potentially tax deductible interest
  • As you pay down your balance, credit becomes available again
  • Low fees and closing costs
  • Simplified application process
  • Hands-on, personalized assistance
  • Quick approval and closing
  • No restrictions on how funds are used

Home Equity Loans

Borrowing against the equity in your home can be an affordable way to get a lump sum of cash for home improvements, college tuition, or any other need.

This loan is for you if you need a one-time, lump sum with fixed monthly payments.

Features
  • Competitive rates and flexible terms
  • Fixed monthly payment
  • Potentially tax-deductible interest
  • No restrictions on how funds are used
  • Simplified application process
  • Fast approval and closing
  • Personalized assistance
  • Low fees and closing costs

There's no better time than now to tap into your home's equity. Just fill out the simple form below and we'll be in touch with you to discuss how a home equity loan or line of credit can help you achieve your financial goals.