Alert List

Beginning March 20, all of our lobbies will be closed due to COVID-19. Our drive-through windows and ATMs remain open.

Beginning March 20, all of our lobbies will be closed due to COVID-19. Our drive-through windows and ATMs remain open.

Begining February 1, 2017 the Main office will be open from 8 – 5 on Wednesdays.

Come see us for all of your banking needs. (processing will now match federal reserve schedule)

Many Merchants & Service Providers Convert Your Written Check to An Electronic ACH at the time of Receipt.

What is an ACH? The ACH Network moves money & information from on bank account to another through Direct Deposit and via ACH transactions. Same-Day ACH is a new rule allowing for payments from originators/merchants to be processed within the same business day, rather than the next day or day after. Beginning September 15, 2017 , these merchants and service providers will be allowed to process the electronic transaction (ACH) the same business day. DOING THIS, SAME-DAY ACH MOVES MONEY IN THE ACH NETWORK IN THE SAME WAY, ONLY FASTER. THIS COULD RESULT IN EITHER CHARGES OR DEPOSITS TO YOUR ACCOUNT THE SAME DAY.

If you spot any unauthorized charges, please contact us immediately at (205) 487-4265.

The Equifax Data Breach: What to Do

September 8, 2017 by Seena Gressin Attorney, Division of Consumer & Business Education, FTC If you have a credit report, there's a good chance that you're one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation's three major credit reporting agencies. Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people's names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people. And they grabbed personal information of people in the UK and Canada too.

There are steps to take to help protect your information from being misused. Visit Equifax's website, Find out if your information was exposed. Click on the "Potential Impact" tab and enter your last name and the last six digits of your Social Security number. Your Social Security number is sensitive information, so make sure you're on a secure computer and an encrypted network connection any time you enter it. The site will tell you if you've been affected by this breach. Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click "Enroll" on that date. You have until November 21, 2017 to enroll. You also can access frequently asked questions at the site.

Here are some other steps to take to help protect yourself after a data breach:
Check your credit reports from Equifax, Experian, and TransUnion – for free – by visiting Accounts or activity that you don't recognize could indicate identity theft. Visit to find out what to do. Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won't prevent a thief from making charges to your existing accounts. Monitor your existing credit card and bank accounts closely for charges you don't recognize. If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you. File your taxes early – as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS. Visit to learn more about protecting yourself after a data breach. You should also contact the three credit reporting agencies listed below to notify them of any suspected fraud or identity theft.




Below are links to government websites and resources concerning internet identity theft and steps you can take to protect yourself online.